Wright Career College Announces Closure

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Marla Neher worked as a librarian for Wright Career College for three years. She said she was always worried that the students who spent thousands of dollars to attend the private for-profit college were not getting a good education. “I know students who went up to six weeks without a book,” said Neher, who left Wright Career College three years ago.

She said students paid for the books in advance but Wright rarely kept enough in stock. “I personally felt they were taking advantage of students form a lower economic status or mental status and preying on a great hope of getting a college degree,” Neher said.

On Friday, Wright Career College closed its doors and filed bankruptcy, leaving students stranded the day they were supposed to start taking final exams. One former Wright graduate, who agreed to talk to FOX 4 if we didn’t reveal his name, said his degree actually hindered his job search in the medical field. He blamed Wright’s poor reputation for churning out students without adequate training or education. He said some of his classmates were given degrees even though they failed the final exam. None of these allegations surprised Independence attorney Ken MClain who is suing the college on behalf of 164 students. “Sometimes they are given tests without the text book,” McClain said. “Sometimes they are dropped into the middle of a semester and required to begin where other people have been studying for three months.”

McClain said Wright administrators had to have known how poorly prepared their students were. McClain said Wright made the mistake of hiring its own class valedictorian in the IT program. After graducating, “he was hired by Wright Career College and they fired him because he wasn’t qualified,” said McClain. McClain called the college: “the most abusive system that has been set up to try and make money off of education that I have ever run across.”

The Wright system, which has campuses in four states, is headquartered in Overland Park in a building on Metcalf Avenue. A student told us that the top floor of the Wright administration building houses the lavish private residence of Wright President John Mucci. FOX 4 Problem Solvers tried to pay a visit to Wright just a few days before the school announced it was closing. We didn’t get further than the front door before Mucci asked us to leave and referred all comments to the school’s attorney. The attorney never returned our phone calls. In the past, lawyers for Wright Career College have denied all allegations raised against the college, saying it has provided a quality education for students.

Many Wright students FOX 4 Problem Solvers talked to tell us they owe between $20,000 to $40,000 in federal loans. Former students said they were unable to ever transfer their credits from Wright to a public college or university. However, former students form Wright Career College may now qualify for student loan forgiveness due to the closure of the school. To see if you qualify, call (844) 650-5823.

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University of Phoenix

Predatory Practices at the University of Phoenix

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The largest for-profit college currently affecting our country is the University of Phoenix. Like many other for-profit colleges, University of Phoenix has been under a lot of scrutiny lately, for a variety of issues ranging from objectively immoral, to downright predatory and illegal.

Most recently, the Arizona based school was found to be aggressively recruiting our country’s brave veterans, using deceptive promises to gain their trust, and ultimately the student loan profit gained by their admissions. The university has managed to overturn the Department of Defense’s ban on student loan assistance for new veteran students to the school, but this is the largest for-profit college we have, and with that title comes substantial political pull.

It has been alleged in the past that new entrants to the University of Phoenix were deliberately rushed through the admission process, in order to mask students’ enrollment in private student loans. While the University of Phoenix does make a majority of its’ income through federal student loans, as do most other for-profit colleges, the profit margins on private student loans are substantially higher. The University has also been found to withhold diplomas and certifications pending payments being received. In 2006, UoP was fined $6 million for charging students attending study groups an instructional hourly rate.

In another lawsuit, the University of Phoenix was sued by two former recruiters alleging the university had fraudulently obtained somewhere in the neighborhood of $3 billion dollars of federal financial aid money by offering monetary incentive to its recruiters, based on the number of enrollments they could procure. I happen to have spoken with a former recruiter recently about his time at University of Phoenix. He wishes to remain anonymous, so I will just relay the picture he relayed to me. In his words, the recruiters were in their own building that consisted of several floors of hundreds of people working the phones. Recruiters were instructed to call students again and again to jump on even the slightest possibility of gaining an enrollment. He described it as a complete boiler room atmosphere. Many former students can attest to this, as well as countless others that ever requested information from the school. It’s borderline harassment. Circling back around to the lawsuit at the beginning of this paragraph, it was ultimately settled by the University to the tune of $67.5 million dollars, as well as $11 million in legal fees.

The student loan crisis is real, and at $1.3 trillion dollars, I’d say media sources calling it an epidemic are right. For-profit colleges may not be the entire reason for that astronomical amount, but the unethical recruitment of students has made a substantial impact nonetheless. These schools willingly, and repeatedly, enroll students they know are unlikely to graduate, get a job in their field of study, or pay back their loans.

I would like to clarify now, that although this is an opinion piece, the references to past lawsuits and allegations are completely factual and can be found on many legitimate news sources across the web.

I am Jason Smith, a blogger for GradInformers. GradInformers is a Christian organization founded to assist former students burdened with debt. We especially like to focus on for-profit colleges, because we feel students from these institutions have been unfairly victimized, and deserve a helping hand. If you are struggling with student debt from the University of Phoenix, give us a call at (844) 650-5823 to see how we can assist you. If you prefer, there is also a form below this article you can fill out to have one of our loan counselors reach out to you. There are new loan forgiveness programs available for 2016, so if you tried to qualify last year and were unable to, you should give it another shot this year. For more information on our programs and services, you can check out our free eBook here. We also just launched a new podcast series that will provide weekly updates to the latest student loan news and programs. You can listen to past recordings here. If you have any questions, I will be personally responding to comments below. Thank you for reading, and God bless you!

Is ICDC Secretly Closing?

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Is ICDC Closing?

ICDC is a for-profit college, well known for its daytime television ads featuring Master P and Lil Romeo. But, as they are seeing now, it takes more than a catchy beat to run a college. The Obama administration has been particularly hard on for-profit colleges in the last couple of years, as demonstrated by the colassal downfall of for-profit mega chain Corinthian Colleges. It appears now that ICDC is on the same path. ICDC College was founded on November 13, 1995 as International Career Development Center, Inc., by Anna Berger, an educator and CPA. The school specializes in providing entry-level training programs for students of all ages and career phases.

A few days ago, we received a tip from a current employee of ICDC that the school is going to soon announce its closure. We quickly looked up ICDC College, and found the following statement on their website: “WE ARE NO LONGER ACCEPTING NEW APPLICATIONS FOR ENROLLMENT.” This seems to be a good indicator that the rumors are true about ICDC closing.

A screenshot of ICDC College's official website as of April 3rd, 2016.

A screenshot of ICDC College’s official website as of April 3rd, 2016.


This is potentially great news for former students from ICDC College. As with Corinthian Colleges, when a large for-profit college closes, many students are able to get their loans forgiven due to the false promises made by the college. However, as we are currently seeing with students from Corinthian’s Everest, WyoTech, and Heald Colleges, this is a long, drawn out process. It can take years for students’ debt to actually be wiped clean. In the meantime, however, there are programs available through the federal government allowing loan forgiveness. In this case, it is in the best interest of all former ICDC students to pay as little as they can on their student loans until those loans are forgiven. That is not to say that you should stop paying your student loans, that would land you in default, harm your credit, and potentially lead to wage garnishment. However, depending on your circumstances, you may be eligible to enroll in a student loan forgiveness program, during which time your student loan payments could drop to as low as $0/month, with the rest of your loan forgiven after a certain period of time. This is a win-win situation for students. If the government steps in and decides to completely wipe the slate clean for former ICDC students, which may take a few years, you will have paid $0/month the entire time waiting for the decision to be made. If the government does not decide to clear former students’ debt, which is entirely possible, you will still be at a low or $0/month payment plan with the rest of the loans slated for forgiveness at the end of the term.

New programs have been made available under Obama’s student loan forgiveness guidelines, but you must act quickly, as spaces are limited. If you attended ICDC, give us a call at (844) 650-5823 if you have any questions, and to see if you qualify for student loan forgiveness. ICDC will be announcing their closure in the near future, and you will have a much easier time entering one of these programs before the situation gets too hairy. If you would rather, you can also leave your information on the form below this article and one of our student loan advocates will get in touch with you within 24 hours. GradInformers is a Christian organization dedicated to assisting students in finding relief from the burden of student debt.

Update 4/6/16: After speaking with ICDC’s legal counsel, Marc Polansky of ZipEdTech, I have removed portions of this article deemed defamatory by Mr. Polansky. We have been told since releasing this article that ICDC is being sold to another online college, Trident. Mr. Polansky declined to comment on whether or not that is true. If anyone has any more information on this story, please email me.

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Westwood College is Closing

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Another large for-profit college has met its demise. Westwood College is closing. A couple months ago, Westwood announced it would no longer enroll new students, now it has announced its intention to shutdown this year in March, after the semester ends. Students currently attending have been told to select another school by the middle of February if they wish to continue their education with one of the schools with which Westwood has established partnerships.

Westwood College has been under federal scrutiny for years. In 2012, the college was forced to pay $4.5 million in a settlement with Colorado’s Attorney General after allegations that the school misrepresented job-placement rates, as well as providing students false information about wages they could expect, the ability to transfer Westwood credits to other colleges, and even the cost of attendance. In addition to the fine, another provision was established under the settlement to keep the school under observation for three years. A similar lawsuit was filed by the FTC Wednesday on DeVry University.

This is hardly unexpected news, after what we have all witnessed over the last year, from the collapse of Corinthian College, to the closure of Le Cordon Bleu, and lawsuits against countless other for-profit colleges. It is fantastic that the federal government is taking action against these predatory schools now, but where does that leave the victims of these institutions? In a great place, actually. Former students should rejoice that Westwood College is closing, as there are many loan forgiveness options now available. If you attended Westwood College at any time, and feel you were victimized by their deceit, call (800) 784-1755 to see if you’re eligible to have your student loans forgiven.

Did you attend Westwood College? Fill out the form below or call (800) 784-1755 to apply to have your loans forgiven.

DeVry University Lawsuit

DeVry University Sued for Misleading Students

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Federal authorities announced Wednesday a lawsuit against for-profit giant DeVry University for its deceptive television and internet advertisements, which it says made false statements regarding the employment success rates and earnings of its graduates.

The FTC, just one of a few federal agencies investigating the for profit education sector, faulted ads that claimed 90% of its graduates found jobs in their field of study within six months of graduating DeVry. In one example, it alleged the school of including business-administration graduates who ended up with retail jobs like car sales or waitressing as having found work in their field. In another example, DeVry counted one of its graduates that found work as a rural mail carrier as finding a job in ‘technical management,’ the industry which the student had studied for at DeVry University. The lawsuit alleges that DeVry does not have evidence to back up their 90% job placement claim that they repeatedly used in their advertising. Another unsubstantiated claim made in certain DeVry University advertisements falsely indicated that its graduates enjoyed, on average, 15 percent higher incomes one year after graduating than graduates at other institutions.

DeVry University in Miramar Florida

DeVry University in Miramar Florida

This is a trend seen repeated in the for-profit college industry, such as in the downfall of Corinthian Colleges last year. One of Corinthians chains, Heald College, had been discovered to actually paying employers to hire some of its graduates temporarily to inflate their job placement figures, only to have the employer fire the graduate after a day or two. Maybe DeVry didn’t take it that far, but it still stands that this school, like many other for-profits, will tell prospective anything to get them to enroll, with the ultimate goal of receiving the federal student aid money that accounts for so much of their profit.

What to do next if you attended DeVry University

Thankfully, the federal government has been stepping up its efforts to crack down on these gluttonous for-profit colleges, responsible for so much unnecessary debt suffered by their victims. Unfortunately, students aren’t likely to see relief directly from this lawsuit for some time to come. Fortunately however, there is something former students can do in the meantime. The FTC estimates that some 60,000 to 70,000 former students may be eligible to have their loans forgiven through new federal student loan forgiveness programs put into place by the Obama administration. This is great news for former DeVry University students, as these kind of lawsuits can take several years to complete and see monetary compensation come into fruition. Students who believe they’ve been victimized by DeVry’s deceptive marketing practices can call (800) 784-1755 to see if they qualify to have their loans forgiven. This will not affect any monetary gain that may result from this lawsuit. Former borrowers owe it to themselves to cut these for-profit colleges off at the legs and stop paying absorbent student loan payments.

To see if you qualify for loan forgiveness for your loans from DeVry University, give us a call or fill out the form below.

(800) 784-1755

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A clip about the lawsuit from KUTV

New Lawsuit against ITT Tech

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It seems as though no for-profit college is safe from scrutiny these days, something that most of us agree is abundantly good. Many issues have come to light as of late, though the government and the Consumer Financial Protection Bureau have yet to unearth all of the vile inner workings of the for-profit school world. ITT Tech, a for-profit technical institute with over 130 campuses, now has a law suit against it, recently filed by one Rodney Lipscomb.

Rodney Lipscomb was fired recently, he asserts that the reasoning is his refusal to back down in regards to complaining to his bosses about fraudulent practices. He alleges that Itt tech has violated the false claims act through what is known as predatory lending, or a systematic approach to attaining federal funding while not adhering to the conditions and stipulations placed upon them.

The suit alleges that ITT has repeatedly defrauded taxpayers by taking billions of dollars in federal student aid while systematically deceiving students and violating federal regulations.

ITT Tech allegedly used methods such as emotional motivation to secure students who are not financially or academically prepared to take on the massive amounts of student loan debt that comes with enrolling. Job placement rates were also falsified, students were all but guaranteed a position in the field of their education when initially enrolling just to find out that they can’t find work in that field, after they complete their schooling.

We see many cases of predatory lending as of late, most notably the now defunct Corinthian College chain. It’s a great thing to have whistle blowers such as Rodney Lipscomb that actually look out for the students’ best interest. Luckily, there are numerous programs for helping students like those who attended ITT Tech. Some students even qualify for complete and total forgiveness of their student loans. To find out more about this lawsuit, or to see if you qualify for forgiveness, give us a call at (800)784-1755 or fill out the form below.

These are just some of the abuses that Lipscomb claims occurred:

  • According to Lipscomb, ITT Tallahassee admitted every high school graduate who applied, regardless of concerns about whether the student could succeed in the program. Example: A student applied to the ITT computer networking program, which requires students to read codes and identify plugs and wires by color in order to repair computers. The student was blind. Lipscomb raised concerns about whether the ITT program would actually help this student, but ITT’s recruiting director told him “it was not ITT’s problem” to dissuade the student. Lipscomb says he contacted a Florida disability agency and was told that federal law did not require ITT to admit the student, because he could not perform this computer repair work even with a reasonable employer accommodation. But a supervisor reprimanded Lipscomb for making that inquiry, and the student was enrolled. He dropped out after four weeks with an entire academic quarter’s worth of loan debt, no degree, and of course no job. (Now-defunct Corinthian Colleges faced similar criticism afterRepublic Report exposed in 2014 that its Everest College had admitted a student with apparent intellectual disabilities to its criminal justice program.)
  • ITT recruiters in Florida were instructed by management to tell prospective students that if they enrolled in ITT’s criminal justice program, they could get jobs doing forensic science work like they saw on “CSI Miami.” In fact, the ITT program did not train students to do such work, and Lipscomb claims that upon discovering what recruiters were saying, he and Kysha Fedd, the campus chair of the criminal justice program, went to classrooms to inform current students, many of whom “became upset … and dropped out,” but still had to pay back their loans. Fedd resigned, saying “she could ‘no longer work for the devil’ and that she was extremely disappointed that the students were leaving ITT with almost $50,000 in debt and no job prospects except to work as a security guard in the mall.” (These kinds of allegations of a deceptive criminal justice program harming low-income students have been made with respect to other for-profit colleges, such as the awfulWestwood College.)
  • ITT Tallahassee subsequently shut down its criminal justice program.  So the director of recruiting told his staff that prospective students interested in criminal justice “should be steered to the business management program and told that they will be able to open their own private investigation business, even though that is not what the Business Management program is designed to train students to do.” (Such inappropriate steering has been charged by, among others, students at EDMC’s Art Institutes and former employees of the notorious EdSoup call center.)
  • ITT managers instruct the school’s financial aid counselors to tell students to report less income than they actually have, or more dependents than they have, in order to increase federal financial aid. This allegation mirrors charges leveled in 2011 by a former Texas ITT financial aid staffer, Rashidah Smallwood.
  • ITT managers also instruct financial aid counselors to tell students that “nobody pays back the loans anyways” — the same shocking advice exposed in a 2010 Government Accountability Office undercover investigation of 15 for-profit colleges.
  • ITT’s Southeast regional manager Deborah Brent (no, not Wernham Hogg regional manager David Brent) and other officials instructed ITT recruiters “to ‘probe’ potential students about ‘what causes pain in their lives’ and then to ‘dig in’ to that pain.” This allegation echoes media and government reports dating back to 2011that ITT, Kaplan, and other for-profit school recruiting documents directed recruiters to imagine a “pain funnel” and to “poke the pain” of low self-esteem prospects.
  • ITT Tallahassee held weekly “show meetings” where managers required recruiters to discuss their efforts to sign up students. When one recruiter expressed concern about enrolling a single mother who lived two hours from campus, the campus recruitment director instructed this subordinate “that it was not his role to judge what would be best for the student” and to instead say “two hours isn’t really insurmountable.” After Lipscomb complained about the tenor of these meetings, his superiors barred him from attending them.
  • ITT would induce prospective students, many of them low-income, to enroll by offering them “free laptops.” In fact, the laptops were far from free, because they replaced the textbooks whose $800 cost had been built into student tuition, and a colleague of Lipscomb discovered that ITT was paying just $190 for the laptops. Moreover, only after ITT had distributed the laptops did it inform campuses that a student had to earn 36 credits before actually owning the laptop. One Tallahassee student who withdrew because of a medical emergency had his laptop confiscated, and when he re-enrolled the very next quarter, ITT charged him $350 for a replacement.
  • In 2013, ITT announced it would start awarding a new “Opportunity Scholarship” to help students cover their costs at the school.  Around the same time, Lipscomb and his colleagues applied for and received grants from a Florida non-profit group to help students pay their ITT tuition. They later discovered that ITT was eliminating Opportunity Scholarships for students who got the private grants, basically defeating the purpose of those grants but putting more money into ITT’s coffers.
  • ITT pressured students to stay enrolled by telling staff to “keep the student’s financial aid ramifications in front of their face” and threatening to refer student loans to collections agencies if they dropped out, while explaining that if they stayed in school, the loans would be deferred.
  • After Lipscomb filed repeated complaints about these practices and others, ITT’s national Director of Human Resources & Counsel, John Walls, traveled from the company’s Indiana headquarters to meet with Lipscomb and regional manager Brent. According to the complaint, “Walls told Lipscomb that no deceptive practices were being used at ITT, none of Lipscomb’s complaints had been substantiated, and to stop sending e-mail complaints. Walls also told Lipscomb that Lipscomb was ‘not an attorney’ and therefor[e] was not qualified to claim that any laws or policies had been violated.”  A few months later, Lipscomb informed the campus director that he was planning to file a complaint with the Florida attorney general. A week after that, in January 2015, the campus director fired Lipscomb.

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companies offer to cover student loans

Companies offer to cover student loans

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Companies are finding that making it easier for workers to repay their student loans helps you to bring and keep a a work force that is happy when companies offer to cover student loans.

More and more businesses are helping workers refinance their debts giving additional cash for loan payments to employees, as well as paying their workers’ lenders. It is an important advantage for millennials — individuals 35 and under — who are fighting as they enter the work force to pay 1000s of dollars in student debt.

That is never as easy as it seems: Many school grads wind up owing multiple lenders, and the tax consequences may be challenging. Companies also need to ensure the cash would go to the proper location. Only 3 percent of student loans were repaid by workers a year ago after their employers offered assistance, based on a survey of more than 460 human resource supervisors performed by the Society for Human Resource Management.

But are beginning to offer it, including some big name firms.

Starting in July, New York-based accounting firm PricewaterhouseCoopers intends to give certain workers with student loan debt year for up a just as much as $1,200

It does not cost Redmond, Washington- but SoFi says the lender to provide lower rates for their workers is paid by some of its 200 customers.

Companies say they are told by workers their debts make it impossible to purchase a property or to save for retirement.

“Millennials are being destroyed by student debt,” said Michael Fenlon, the worldwide talent leader at PricewaterhouseCoopers.

Because millennials surpassed Generation X to end up being the biggest cohort in the work force a year ago, as stated by the Pew Research Center that matters, as well as their choices are improving together with the job market. The vast majority say their capability to cover student loans would influence if work is taken by them, in accordance with a survey from the American Student Assistance, a non-profit that helps borrowers manage their student debt.

Workers must analyze the advantages attentively. If refinancing, they need to make sure that the terms are not worse than that which they  are currently paying. People that have federal loans may lose perks and protections by changing to other lenders. And loan payments — like cash — are now taxable as income.

That could change. The Company Involvement in Student Loan Assistance Act, for instance, proposes making up to $5,250 in payments annually for student loan debts tax free for the employee, and eligible for tax breaks for the company.

Troubled For-Profit University of Phoenix Up For Sale

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One of America’s largest for-profit colleges, University of Phoenix, is up for sale. Parent company Apollo Education Group announced Monday it is exploring solutions to turn around the struggling school, including possibly selling it altogether.

The news comes after the latest earnings report showed Phoenix’s rapid decline is showing no signs of improving. The stock price for Apollo Education Group has declined about 75% in the past year. It’s valuation has dropped from $3.5 billiion to just around $750 million in the course of a year.

Like many other for-profit schools, University of Phoenix has been hit hard with declining enrollment, increased scrutiny from federal and state officals, and investigations for predatory practices. Last October, the U.S. millitary banned University of Phoenix from receiving military financial aid for students, because the school was engaging in a multitude of deceptive practices such as providing marketing materials with official military seals to portray an official relationship with the military. The college has also been under investigation by the Obama administration recently for it’s deceptive marketing practices.

There is good news, however, for former students of for-profit colleges such as University of Phoenix. Loan forgiveness may be available to former students, and there are new programs released for 2016 in which many students that did not qualify for forgiveness before may now qualify. To see if you are eligible for loan forgiveness, call (800) 981-2603 or fill out the form below.

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Le Cordon Bleu Loan Forgiveness

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The culinary school Le Cordon Bleu is well known to Americans due to its famous graduate, Julia Child. Child and Le Cordon Bleu helped import classic French dishes into the American diet. However, the school is now closing its 16 campuses based in the United States and some chefs say this isn’t necessarily a bad thing.
Many students spend a couple years and accumulate tens of thousands in student loans, only to find themselves looking at low paying, entry-level positions when they enter the work force. This unfortunately causes many graduates to either seek employment outside of their desired industry, or default on their student loans while starting out cutting and blanching vegetables hoping to work their way up the restaurant chain.
CEO Todd Nelson of Le Cordon Bleu blamed changing federal support for high-cost for-profit colleges such as this.
Back in 2013, Le Cordon Bleu paid $40 million in order to settle a class-action lawsuit brought on by former students claiming recruiters oversold the benefits of a Le Cordon Bleu diploma, leaving them with exorbitant amounts of student loans and low-paying industry jobs.
New federal regulations on predatory for-profit colleges that take advantage of students capped student loan payments to 20 percent of a graduate’s after-tax wages hit Le Cordon Bleu particularly hard. CEO Todd Nelson cited these new regulations as one reason for the closure. In a statement, he claimed the regulations “make it difficult to project the future for career schools that have higher operating costs, such as culinary schools that require expensive commercial kitchens and ongoing food costs.”
There is good news in all of this though. Former students from Le Cordon Bleu are eligible for loan forgiveness programs for their student loans. For more information on Le Cordon Bleu loan forgiveness, call (800) 784-1755 or fill out the form below.

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REPAYE Loan Forgiveness

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A Step in the Right Direction: Student Loan Forgiveness with the REPAYE program

As we all know, the Obama administration has taken great strides in providing students with relief for their massive debts. We’ve seen the income based repayment program, the income contingent repayment program and the pay as you earn program over the last few years. These programs have been immensely helpful to students who simply cannot afford to pay off their ill-gotten student loans, though the programs themselves are confusing and hard to understand.
Now Obama has come out with the new REPAYE program, with more relaxed qualifications and better terms for those that wont qualify for the regular PAYE program. Simply put, under REPAYE a student caps their monthly payment at 10% of their discretionary income (as stated by individual state guidelines). Under a certain income, students may even qualify for as little as $0 payments per month. Like the aforementioned repayment plans, the remaining balance of the student loans will be forgiven by the government at the end of the plan. Some students will end up getting their entire loan and interest forgiven.
To see if you qualify for REPAYE, give us a call at (800) 981-2603 or fill out the form below.

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