GradInformer: Student Loan Resources

We are here to help make sense of student loans.
See if you qualify for student loan forgiveness today.

Federal Student Loan Forgiveness

If you have federal student loans, you may qualify for one of the programs introduced by the Obama administration under the William D. Ford Direct Loan program. Learn more here.

Private Student Loan Debt

Though loan forgiveness programs are not available for your private student loans, we have compiled a list of the best resources for you to consolidate your private loans, located here.

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$1.2 Trillion

Total U.S. Student Debt


Student Debt Accrued Every Second


Average Student Debt For A Graduate

What is President Obama’s student loan forgiveness program?

Obama Student Loan forgiveness is really just a nickname for the William D Ford Direct Loan program. This program was actually initiated under President Clinton, but the Obama administration made some changes to it in 2009, popularizing the term. Some of the changes made under the Obama administration include no longer allowing the federal government to give subsidies to private lenders for federally backed loans, and new borrows are eligible for loan forgiveness after 20 years of repayment instead of the previously established 25 years. There are several repayment options available to former students, with many people qualifying for $0 payments until loan forgiveness is available. You can find a lot more information on the Obama student loan forgiveness programs here. Unfortunately, these programs do not provide relief to borrowers with private student loans, though we do have a few recommendations for those of you looking to consolidate your private loans.


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